Gold IRA Checklist is an independent educational guide for people weighing a gold or precious metals IRA. Our goal is simple: help you understand the rules, the real costs and the risks before you talk to anyone selling metal.
What We Cover
We focus on the questions that matter most to retirement savers: how gold IRAs work, the IRS rules, rollovers, fees and dealer markups, storage, withdrawals and RMDs, and how to spot misleading sales practices. Our 12-point checklist is the best place to start.
How We Research
- Primary sources first. Rules come from the Internal Revenue Code, IRS publications and announcements, and Tax Court opinions. Enforcement facts come from the CFTC, the FTC and state attorneys general.
- Company figures from the companies. Minimums and fees come from each company's own published pages, and we date them because they change.
- Fact and opinion kept apart. Where we offer a view, such as preferring bullion to proof coins for most IRA buyers, we say so and explain why.
- No invented experiences. We don't publish fake testimonials, made-up reviews or claims of results we can't verify.
What We Are Not
We are not a broker, dealer, custodian, depository, investment adviser, tax adviser or law firm. Nothing on this site is personalized financial, tax or legal advice. Precious metals can lose value, carry ongoing costs and pay no interest. Please confirm anything that affects your money with the IRS, your custodian and a qualified professional.
How We Make Money
We earn commissions from one gold IRA company, Augusta Precious Metals, when readers request its free information kit or open an account through our links. That relationship never changes the IRS rules, enforcement history or risks we describe. Full details are in our affiliate disclosure.
Corrections
Rules, limits and fees change. If you find something out of date or wrong, please email us at contact@YOUR-DOMAIN with the page and the source, and we'll review it promptly. Each guide shows the date it was last updated.